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Insurance Programs
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Health Insurance
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- Therion offers you and your family, domestic partners included, the option to be covered under our healthcare plans offered by Blue Cross Blue Shield.
- We offer an option to choose either an HMO or PPO plan.
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Dental Insurance
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- We provide comprehensive dental coverage for you and your family or domestic partner through Delta Dental Premier Plan PPO. Coverage is 100% for preventative, 80% for basic and 50% for major services.
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Life
Insurance/ AD&D
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- Therion offers company-paid Life and Accidental Death and Dismemberment insurance equal to two (2) times your annual base salary up to a maximum of $400,000.
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Long-Term Disability
Insurance
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- Therion's disability plan is designed to replace a portion of your income should you become disabled. We offer insurance through Unum which replaces 60% of your earnings, up to a $12,000 per month maximum. You have the option to choose either Company-paid or employee-paid premiums.
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Assist America
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- Assist America is a global network of professionals that are available to deliver a full range emergency assistance services to travelling employees, their spouses, and dependent children.
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Time-Off Benefits
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Short-Term Disability
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- Short-term disability coverage is an income replacement benefit. If you are unable to work due to a non-work related illness/injury, you will receive benefits up to the equivalent of twelve (12) weeks.
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Benefit is equal to 100% of your base salary for up to twelve (12) weeks.
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Vacation
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- Full-time employees accrue vacation as follows:
Hire to 5-year anniversary -- three (3) weeks per year (120 hours, 10 hours per month)
5+ years -- four (4) weeks per year (160 hours, 13.33 hours per month).
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Part-time employees accrue vacation on a pro-rated basis.
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Personal Time
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- All employees may take up to three (3) paid personal days (pro-rated for new hires and part-time employees) per calendar year.
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Sick Time
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- All employees will be eligible for sick time. A guideline for a reasonable number of sick days is up to seven (7) days per calendar year.
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Holidays
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- Employees are eligible for eleven (11) company paid holidays (pro-rated if part-time) per calendar year.
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Additional Benefits
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Educational Assistance
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- To support our commitment to the personal and professional growth of our employees, we provide assistance for graduate, undergraduate, adult education, and advanced certification courses related to one's work.
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Benefit covers up to $4,000 maximum per calendar year.
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Reimbursement is made at 100% for Grade B or better and Pass, and 50% for grade C, with 50% of reimbursement paid at course enrollment and 50% paid at completion.
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401(k) Plan
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- Therion offers a 401(k) plan through ING. Employees are eligible to enroll immediately upon hire.
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Employees may contribute from 1-100% of their pre-tax salary up to the annual federal maximum.
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The Therion match is twenty-five (25) cents on the dollar on the first 6% saved, with a one-year vesting plan.
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Employee Assistance Program
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- An employee assistance program is provided to all employees through Unum's LifeBalance Program.
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LifeBalance can provide employees with information on a wide rang of topics/issues, including legal and financial issues, older adult and parenting resources, personal and work-related problems, and all the little things that demand your attention every day.
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Parking/MBTA Passes
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- To assist employees with transportation costs, Therion will pay 100% of the cost of parking at a lot approved by the company, or will pay up to $100 per month towards a T pass for travel on public transportation.
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Health Club Benefit
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- Therion will pay a one-time amount of $50 toward a health club membership.
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If an employee is participating in Therion's health insurance program, Blue Cross Blue Shield will reimburse an additional $150 per year toward a qualifying health club membership.
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Therion has an agreement with Cambridge Racquet and Fitness through which there is a reduced enrollment fee and a discounted monthly rate.
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Flexible Spending Accounts
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- The Health and Dependent Care Flexible Spending Accounts (FSA) allow employees to pay for eligible expenses with tax-free dollars.
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An employee may place up to $2,500 per year in a pre-tax account for health care reimbursement, and up to $5,000 per year for dependent care reimbursement.
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